Public Liability Insurance

Get expert guidance in public liability insurance for your business

Protecting your business against liabilities for injury to people or property is critically important for most types of businesses.

Public Liability insurance (sometimes known as legal liability or broadform liability insurance) can provide cover for your legal liability for personal injury to a person or damage to a person’s property caused by your business. (Please note that only third parties are covered under public liability insurance – not employees. Separate Employer’s Liability insurance is available to cover these types of claims.)

Products Liability is also available as part of this type of cover. Products Liability can offer financialprotection against the legal liability arising from injury to people or damage to property arising from your products.

The types of situation that public liability insurance can cover include (for example):

• Accidental injury caused to a customer who trips over an electrical cableon your premises
• Damage to a neighbouring tenant’s property caused by a plumbing leak in your business premises
• Accidental damage to property caused by you or one of your employees during a visit to a client’s premises
• …and much more…

It is important to ensure you do not underestimate the amount of public liability cover they need. When you factor in legal fees and the possibility of multiple claims arising out of one occurrence, millions of dollars can be involved in a claim.

At BusinessInsurance, we have decades of experience in helping client to make claims of this nature. We can therefore help you estimate the amount of cover that is suitable in your situation.

Contact us today for expert advice to gain the right insurance cover for your business, at a competitive price.